Financial Highlights

Financial Highlights
12/31/2015
12/31/2016
3/31/2017
12/31/2017
Loan Composition (%)
Total Gross Loans($000) 7,893,470 9,569,119 9,766,526 20,014,229
Gross Loans HFI Growth 63.20 21.22 9.94 110.02
1-4 Family Loans/ Loans 9.07 7.32 7.12 25.26
Multifamily Loans/ Loans 10.13 10.30 10.88 24.29
Commercial Real Estate Loans/ Loans 34.78 33.20 33.94 20.69
Commercial & Multifamily Real Estate Loans/ Loans 44.91 43.50 44.82 44.97
Real Estate Loans/ Loans 53.98 50.81 51.95 70.23
Construction & Development Loans/ Loans 2.37 2.42 2.45 1.41
Home Equity Loans/ Loans 3.58 2.78 2.09 1.46
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0
Other Consumer Loans/ Loans 0.23 0.20 0.69 0.37
Consumer Loans/ Loans 3.81 2.98 2.78 1.83
Commercial Loans/ Loans 39.84 43.79 42.83 26.52
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 8,580,007 10,068,259 10,251,725 20,538,204
Deposit Growth 64.61 17.35 7.29 103.99
Transaction Acct Deps/Tot Deps 49.08 54.23 52.82 38.77
Savings Acct Deps/Tot Deposits 11 7.42 7.82 13.43
Money Mkt Deps/Tot Deposits 32.86 32.55 34.03 35.92
MMDA & Savings/Total Deposits 43.86 39.97 41.85 49.35
Retail Time Deps/Tot Deposits 1.64 1.34 NA 6.23
Jumbo Time Deposits/ Deposits 5.42 4.45 NA 5.65
Tot Time Deposits/Tot Deposits 7.05 5.80 5.33 11.88
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 92.95 94.20 94.67 88.12
Core Deposits/Total Deposits 94.58 95.55 NA 94.35
Noninterest-bearing Deposits/ Deposits 34.23 32.17 31.18 19.87
Interest-bearing Deposits/ Deposits 65.77 67.83 68.82 80.13
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.