financial information

Consolidated Balance Sheets

Consolidated Statements of Income

Consolidated Statements of Comprehensive Income

Consolidated Statements of Changes in Shareholders’ Equity

Consolidated Statements of Cash Flows

Consolidated Statements of Condition

Notes to Consolidated Financial Statements

Independent Auditors’ Report

Management’s Discusssion and Analysis of Financial Condition and Results of Operations

Consolidated Average Balance Sheets and Analysis of Net Interest Earnings

Consolidated Rate/Volume Analysis

Consolidated Interest Rate Sensitivity

Corporate Information