Is middle market lending right for your business?*

Middle market lending represents a ready source of financing for any business need that may arise. At Sterling, we understand business financing as the beginning of a long-term relationship and we customize our loan products to meet your short and long-term needs and priorities. Whether you need an unsecured line of credit for cash flow support, a longer term loan or one of our specialized credit products, quick response time on your loan request is our highest priority. Our senior professionals are accessible to every client, with appointment banking, no voicemail and cell phone access, and providing unparalleled personal service.

FLEXIBLITY WITH STERLING BUSINESS LINES OF CREDIT

A line of credit is useful when business slows down or you are positioning yourself for a period of future growth, offering greater flexibility than a traditional loan since it can be tapped into as needed. It is often precisely at these times that it is the most difficult to borrow. But a line of credit, approved during better times, enables businesses to access financing during a period when business is more challenging.

TRADITIONAL BUSINESS LOANS AND LEASEHOLD IMPROVEMENTS

In all businesses, there are circumstances that call for immediate additional working capital. You may need funds to finance additional inventory, purchase equipment, pay taxes or perhaps to take advantage of a sizeable purchase which requires prompt payment. Sterling’s traditional business loans offer businesses the capital they need to grow. We also offer financing for leasehold improvements, or improvements to a leased asset that increases its value.

OWNER-OCCUPIED REAL ESTATE FINANCING

Owner-occupied real estate financing is another service provided by Sterling’s Middle Market Banking Group. If you want to expand your offices, or you need to renovate to increase efficiency, we specialize in mortgages and refinancing for commercial facilities that are at least 51 percent owner occupied. Refinancing at lower rates may also give you a cash flow boost to help your business grow.

*Sterling National Bank specializes in financing for businesses with more than $1 million in gross annual revenues.